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Tiếng Việt

 

KEY STATISTICAL RATIOS

(as at 31/01/2024, growth rate as compared to end of last year)

     

Unit: billions VND, %  

Categories of CIs

Total Assets

Charter Capital

Ratio of short-term funding to be used for medium- and long- term loans

Loan to Deposit Ratio

Amount

Growth rate

Amount

Growth rate

(1)

(2)

(3)

(4)

(5)

(6)

(7)

State-owned banks

8.202.553

-1,49

217.882

0,00

23,22

81,31

Vietnam Bank for Social Policies

355.529

1,41

23.960

0,00

  

Joint stock commercial banks

8.639.500

-3,87

543.191

0,12

40,07

80,88

Joint venture, 100% foreign-owned banks, foreign banks'branches

1.812.207

-2,87

163.165

0,00

 

44,41

Finance and leasing companies

295.932

-2,28

45.321

0,00

36,67

 

Cooperative bank

56.355

-1,12

3.030

0,00

8,83

58,27

People's Credit Funds

183.596

-0,13

7.052

0,98

  

Whole system

19.545.672

-2,63

1.003.601

0,07

28,09

77,87

Note: Data source are from statistic report of credit institutions and foreign bank branches (excluding microfinance institutions) in January 2024;

- State-owned commercial banks include Vietnam Bank for Agriculture and Rural Development, Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Joint Stock Commercial Bank for Investment and Development of Vietnam, Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank;

- Excluding microfinance institutions;

- Columns (6), (7) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;

- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN;

- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans;

- Loan to Deposit Ratio is calculated on the basis of the Circular 22/2019/TT-NHNN.          

 

 

 

 

 

CAPITAL ADEQUACY RATIO

(as at 31/01/2024, growth rate as compared to end of last year)

      

 

Unit: billions VND, %  

Categories of Cis

Regulatory capital

CAR

Amount

Growth rate

(2)

(3)

(4)

(5)

Group of banks applied circular 41/2016/TT-NHNN

1.874.136,0

1,03

11,84

State-owned banks

658.938,3

1,02

9,72

Joint stock commercial banks

909.833,6

0,73

11,89

Joint venture, 100% foreign-owned banks, foreign banks'branches

305.364,0

1,93

21,88

Group of banks applied circular 22/2019/TT-NHNN

10.513,6

-1,16

9,17

State-owned banks

   

Joint stock commercial banks

7.510,7

-1,61

9,17

Joint venture, 100% foreign-owned banks, foreign banks'branches

   

Cooperative bank

3.002,9

0,00

9,18

Group of non-banks applied circular 23/2020/TT-NHNN

58.001,8

1,23

19,11

Finance and leasing companies

58.001,8

1,23

19,11

Note: Data source are from statistic report of credit institutions and foreign bank branches (excluding microfinance institutions) in January 2024:

- State-owned commercial banks include Vietnam Bank for Agriculture and Rural Development, Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Joint Stock Commercial Bank for Investment and Development of Vietnam, Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank;

- Regulatory capital and CAR have excluded those banks with negative regulatory capital.                

 

 

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