CAPITAL ADEQUACY RATIO
(as at 30/9/2024, growth rate as compared to end of last year)
Unit: billions VND, % |
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Categories of Cis
|
Regulatory capital |
CAR
|
|
Amount |
Growth rate |
||
(2) |
(3) |
(4) |
(5) |
Group of banks applied circular 41/2016/TT-NHNN |
2,079,547.3 |
12.10 |
12.37 |
State-owned banks |
740,091.8 |
13.46 |
10.47 |
Joint stock commercial banks |
995,346.9 |
10.20 |
12.02 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
344,108.6 |
14.87 |
23.59 |
Group of banks applied circular 22/2019/TT-NHNN |
11,734.83 |
10.32 |
8.09 |
State-owned banks |
|
|
|
Joint stock commercial banks |
7,389.99 |
-3.19 |
6.86 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
|
|
|
Cooperative bank |
4,344.85 |
44.69 |
11.60 |
Group of non-banks applied circular 23/2020/TT-NHNN |
60,609.0 |
5.78 |
19.02 |
Finance and leasing companies |
60,609.0 |
5.78 |
19.02 |
Note: Data source are from statistic report of credit institutions and foreign bank branches (excluding microfinance institutions) in September 2024: - State-owned commercial banks include Vietnam Bank for Agriculture and Rural Development, Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Joint Stock Commercial Bank for Investment and Development of Vietnam, Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank; - Regulatory capital and CAR have excluded those banks with negative regulatory capital. |
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KEY STATISTICAL RATIOS |
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(Third quarter of 2024) |
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|
|
|
|
|
|
|
Unit: % |
|
Categories of CIs |
ROA |
ROE |
|
|||
|
(1) |
(2) |
(3) |
|
State-owned banks |
0.83 |
12.72 |
|
Vietnam Bank for Social Policies |
1.39 |
8.79 |
|
Joint stock commercial banks |
1.19 |
11.88 |
|
Joint venture, 100% foreign-owned banks, foreign banks'branches |
1.37 |
7.84 |
|
Finance and leasing companies |
0.52 |
2.81 |
|
Cooperative bank |
0.34 |
4.93 |
|
People's Credit Funds |
0.95 |
12.84 |
|
Whole system |
1.05 |
11.08 |
|
|
|
|
Note: Data source based on annual Financial Statements of credit institutions and foreign bank branches (excluding microfinance institutions) third quarter of 2024; - State-owned commercial banks include Vietnam Bank for Agriculture and Rural Development, Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Joint Stock Commercial Bank for Investment and Development of Vietnam, Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank; - ROE, ROA has eliminated banks with negative Equity. |
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