KEY STATISTICAL RATIOS |
(as of 31/5/2015, growth rate as compared to end of last year) Unit: billions VND, % |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
Loans and Investments to Deposits (Market I) |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State-owned banks |
2,896,430 |
0.70 |
183,204 |
7.96 |
134,901 |
0.52 |
0.18 |
2.48 |
9.60 |
29.44 |
94.30 |
Joint stock commercial banks |
2,715,910 |
-2.34 |
220,403 |
8.49 |
193,115 |
1.05 |
0.12 |
1.49 |
13.14 |
32.55 |
77.50 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
712,934 |
1.56 |
112,745 |
6.96 |
88,588 |
2.27 |
0.16 |
0.97 |
34.43 |
- |
59.10 |
Finance and leasing companies |
72,871 |
6.11 |
16,393 |
7.79 |
18,749 |
-0.66 |
1.08 |
3.85 |
26.47 |
80.04 |
219.09 |
Cooperative bank and People's Credit Funds |
94,552 |
8.57 |
3,103 |
23.61 |
5,445 |
12.70 |
0.70 |
5.20 |
30.76 |
35.69 |
93.65 |
Whole system |
6,492,698 |
-0.34 |
535,847 |
8.04 |
440,797 |
1.18 |
0.17 |
1.84 |
13.45 |
27.14 |
84.84 |
Note: Data source are from the credit institutions' chart of accounts in May 2015 and financial reports QI 2015;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank);
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- ROE, ROA are those of Quarter I, 2015 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Loan (including investments) to deposit ratio from the market 1 (according to Derective 01/CT-NHNN)
- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.