KEY STATISTICAL RATIOS |
(as of 31/7/2015, growth rate as compared to end of last year) Unit: billions VND, % |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
|||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
State-owned banks |
3,065,159 |
3.24 |
185,560 |
9.35 |
144,976 |
0.52 |
0.32 |
4.53 |
9.60 |
31.95 |
Joint stock commercial banks |
2,713,228 |
0.94 |
225,668 |
11.08 |
185,506 |
2.43 |
0.27 |
3.20 |
13.22 |
33.08 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
715,250 |
1.89 |
116,246 |
10.28 |
90,559 |
4.54 |
0.29 |
1.78 |
34.83 |
- |
Finance and leasing companies |
76,442 |
11.31 |
16,410 |
7.90 |
18,749 |
-0.66 |
1.88 |
7.70 |
25.54 |
66.04 |
Cooperative bank and People's Credit Funds |
95,791 |
9.99 |
3,065 |
22.12 |
5,505 |
13.95 |
0.64 |
4.28 |
30.82 |
51.60 |
Whole system |
6,665,870 |
2.32 |
546,949 |
10.28 |
445,295 |
2.21 |
0.32 |
3.54 |
13.51 |
28.39 |
Note: Data source are from the credit institutions' chart of accounts in July 2015 and financial reports QII 2015;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank;
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- The charter capital of the banking system reduced by 4.500 billion VND as compared to that in previously period due to an adjusted decrease of the charter capital of a bank in the restructuring group
- ROE, ROA are those of Quarter II, 2015 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.