KEY STATISTICAL RATIOS |
(as of 30/11/2014, growth rate as compared to end of last year) |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
Loans and Investments to Deposits (Market I) |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State-owned banks |
2,749,015 |
9.75 |
168,232 |
0.99 |
134,206 |
4.77 |
0.53 |
6.92 |
9.67 |
25.18 |
95.36 |
Joint stock commercial banks |
2,664,878 |
8.38 |
205,123 |
4.44 |
190,801 |
0.93 |
0.40 |
4.64 |
12.22 |
20.68 |
74.51 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
714,699 |
1.39 |
108,203 |
7.95 |
86,637 |
6.27 |
0.61 |
3.79 |
30.85 |
-4.89 |
58.95 |
Finance and leasing companies |
63,955 |
-2.27 |
15,013 |
3.36 |
18,873 |
0.28 |
2.33 |
8.25 |
31.45 |
-3.90 |
226.79 |
Cooperative bank and People's Credit Funds |
85,357 |
18.29 |
2,510 |
8.37 |
4,770 |
11.52 |
0.93 |
10.67 |
30.72 |
10.73 |
97.77 |
Whole system |
6,277,904 |
8.12 |
499,081 |
3.96 |
435,287 |
3.21 |
0.51 |
5.49 |
13.05 |
19.66 |
83.63 |
Note: Data source are from the credit institutions' chart of accounts in November 2014 and financial reports QIII 2014;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank);
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- ROE, ROA are those of Quarter III, 2014 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Loan (including investments) to deposit ratio from the market 1 (according to Derective 01/CT-NHNN)
- Total assets is calculated on the basis of the Decision 16/2007/QĐ-NHNN.