KEY STATISTICAL RATIOS |
(as of 31/12/2014, growth rate as compared to end of last year) |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
Loans and Investments to Deposits (Market I) |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State-owned banks |
2,876,174 |
14.82 |
169,696 |
1.87 |
134,206 |
4.77 |
0.53 |
6.92 |
9.40 |
25.02 |
94.61 |
Joint stock commercial banks |
2,780,976 |
13.10 |
203,154 |
5.71 |
191,115 |
1.10 |
0.40 |
4.64 |
12.07 |
21.35 |
75.36 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
701,986 |
-0.42 |
106,004 |
5.76 |
86,625 |
6.25 |
0.61 |
3.79 |
30.78 |
-4.45 |
57.36 |
Finance and leasing companies |
68,673 |
4.94 |
15,208 |
4.71 |
18,873 |
0.28 |
2.33 |
8.25 |
29.33 |
4.90 |
220.76 |
Cooperative bank and People's Credit Funds |
87,090 |
20.69 |
2,510 |
8.39 |
4,831 |
12.94 |
0.93 |
10.67 |
29.91 |
11.51 |
99.25 |
Whole system |
6,514,900 |
12.20 |
496,573 |
4.36 |
435,649 |
3.29 |
0.51 |
5.49 |
12.75 |
20.15 |
83.67 |
Note: Data source are from the credit institutions' chart of accounts in December 2014 and financial reports QIII 2014;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank);
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- ROE, ROA are those of Quarter III, 2014 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Loan (including investments) to deposit ratio from the market 1 (according to Derective 01/CT-NHNN)
- Total assets is calculated on the basis of the Decision 16/2007/QĐ-NHNN.