KEY STATISTICAL RATIOS |
(as of 31/01/2015, growth rate as compared to end of last year) |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
Loans and Investments to Deposits (Market I) |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State-owned banks |
2,802,985 |
-2.54 |
168,513 |
-0.70 |
134,206 |
0.00 |
0.53 |
6.92 |
9.37 |
27.09 |
95.06 |
Joint stock commercial banks |
2,707,486 |
-2.64 |
204,996 |
0.91 |
191,115 |
0.00 |
0.40 |
4.64 |
12.36 |
23.06 |
75.75 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
711,756 |
1.39 |
108,214 |
2.08 |
87,215 |
0.68 |
0.61 |
3.79 |
30.75 |
- |
57.21 |
Finance and leasing companies |
69,045 |
0.54 |
16,205 |
6.55 |
18,875 |
0.01 |
2.33 |
8.25 |
30.17 |
18.13 |
223.19 |
Cooperative bank and People's Credit Funds |
88,129 |
1.19 |
2,510 |
-0.01 |
4,869 |
0.78 |
0.93 |
10.67 |
29.16 |
12.22 |
100.07 |
Whole system |
6,379,400 |
-2.08 |
500,437 |
0.78 |
436,280 |
0.14 |
0.51 |
5.49 |
12.93 |
21.76 |
84.03 |
Note: Data source are from the credit institutions' chart of accounts in January 2015 and financial reports QIII 2014;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank);
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- ROE, ROA are those of Quarter III, 2014 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Loan (including investments) to deposit ratio from the market 1 (according to Derective 01/CT-NHNN)
- Total assets is calculated on the basis of the Decision 16/2007/QĐ-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.