KEY STATISTICAL RATIOS |
(as of 30/4/2015, growth rate as compared to end of last year) |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
Loans and Investments to Deposits (Market I) |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
||||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State-owned banks |
2,873,424 |
-0.10 |
182,469 |
7.53 |
134,206 |
0.00 |
0.18 |
2.48 |
9.79 |
28.69 |
95.06 |
Joint stock commercial banks |
2,719,723 |
-2.20 |
217,644 |
7.13 |
193,115 |
1.05 |
0.12 |
1.49 |
13.22 |
32.58 |
77.48 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
686,157 |
-2.25 |
111,308 |
5.60 |
87,224 |
0.69 |
0.16 |
0.97 |
34.70 |
- |
62.03 |
Finance and leasing companies |
71,035 |
3.44 |
16,277 |
7.03 |
18,875 |
0.01 |
1.08 |
3.85 |
27.75 |
75.13 |
212.24 |
Cooperative bank and People's Credit Funds |
93,273 |
7.10 |
3,103 |
23.61 |
5,408 |
11.94 |
0.70 |
5.20 |
31.26 |
30.32 |
93.63 |
Whole system |
6,443,613 |
-1.09 |
530,800 |
7.02 |
438,828 |
0.73 |
0.17 |
1.84 |
13.62 |
26.68 |
85.39 |
Note: Data source are from the credit institutions' chart of accounts in April 2015 and financial reports QI 2015;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank);
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- ROE, ROA are those of Quarter I, 2015 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Loan (including investments) to deposit ratio from the market 1 (according to Derective 01/CT-NHNN)
- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.