KEY STATISTICAL RATIOS |
(as of 31/8/2015, growth rate as compared to end of last year) Unit: billions VND, % |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
|||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
State-owned banks |
3,145,769 |
5.95 |
184,574 |
8.77 |
144,999 |
0.54 |
0.32 |
4.53 |
9.29 |
25.28 |
Joint stock commercial banks |
2,698,223 |
0.38 |
224,794 |
10.65 |
186,147 |
2.79 |
0.27 |
3.20 |
13.18 |
35.51 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
735,227 |
4.74 |
117,075 |
10.44 |
92,855 |
7.19 |
0.29 |
1.78 |
34.45 |
- |
Finance and leasing companies |
77,451 |
12.78 |
17,304 |
13.78 |
19,551 |
3.60 |
1.88 |
7.70 |
26.21 |
64.42 |
Cooperative bank and People's Credit Funds |
96,572 |
10.89 |
3,465 |
38.08 |
5,921 |
22.55 |
0.64 |
4.28 |
34.16 |
49.62 |
Whole system |
6,753,243 |
3.66 |
547,213 |
10.20 |
449,473 |
3.17 |
0.32 |
3.54 |
13.32 |
25.91 |
Note: Data source are from the credit institutions' chart of accounts in August 2015 and financial reports QII 2015;
- State-owned commercial banks include Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank;
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- The charter capital of the banking system reduced by 4.500 billion VND as compared to that in previously period due to an adjusted decrease of the charter capital of a bank in the restructuring group
- ROE, ROA are those of Quarter II, 2015 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.