KEY STATISTICAL RATIOS |
(as of 30/9/2015, growth rate as compared to end of last year) Unit: billions VND, % |
Categories of CIs |
Total Assets |
Regulatory capital |
Charter Capital |
ROA |
ROE |
CAR |
Ratio of short-term funding to be used for medium- and long- term loans |
|||
Amount |
Growth rate |
Amount |
Growth rate |
Amount |
Growth rate |
|||||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
State-owned banks |
3,212,623 |
8.20 |
187,091 |
10.25 |
147,754 |
2.45 |
0.32 |
4.53 |
9.28 |
29.70 |
Joint stock commercial banks |
2,734,381 |
1.72 |
229,766 |
13.10 |
190,553 |
5.22 |
0.27 |
3.20 |
13.31 |
35.84 |
Joint venture, 100% foreign-owned banks, foreign banks'branches |
743,780 |
5.95 |
117,111 |
10.48 |
92,936 |
7.29 |
0.29 |
1.78 |
34.17 |
- |
Finance and leasing companies |
80,793 |
17.65 |
17,399 |
14.40 |
19,551 |
3.60 |
1.88 |
7.70 |
25.03 |
77.01 |
Cooperative bank and People's Credit Funds |
96,963 |
11.34 |
3,465 |
38.08 |
5,939 |
22.93 |
0.64 |
4.28 |
33.54 |
60.41 |
Whole system |
6,868,539 |
5.43 |
554,832 |
11.73 |
456,734 |
4.84 |
0.32 |
3.54 |
13.32 |
28.48 |
Note: Data source are from the credit institutions' chart of accounts in September 2015 and financial reports QII 2015;
- State-owned commercial banks include Vietnam Bank for Agriculture and Rural Development, Vietnam Bank for Social Policies, Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank), and Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Joint Stock Commercial Bank for Investment and Development of Vietnam, Vietnam Construction Bank; Global Petro Commercial Bank, OCEAN Commercial Bank;
- Columns (4), (5), (10), and (11) do not include Vietnam Bank for Social Policies (not subject to reporting) and People's Credit Funds;
- The charter capital of the banking system reduced by 4.500 billion VND as compared to that in previously period due to an adjusted decrease of the charter capital of a bank in the restructuring group
- ROE, ROA are those of Quarter II, 2015 (Financial Reports), has eliminated banks with negative Equity and People's Credit Funds;
- Regulatory capital and CAR have excluded those banks with negative regulatory capital;
- Total assets is calculated on the basis of the Circular 49/2014/TT-NHNN.
- Ratio of short-term funding to be used for medium and long term loans is not available for joint venture, 100% foreign-owned banks, foreign banks'branches due to their non-usage of short-term funding for the medium and long term loans.