SBV revises License of MUFG Bank, Ltd. – Ho Chi Minh City Branch

Accordingly, the SBV revises License No.24/NH-GP dated February 17th, 1996 granted to the Bank of Tokyo, Ltd. – Ho Chi Minh City Branch (now known as MUFG Bank, Ltd. – Ho Chi Minh City Branch), to read as follows:

Full-name in Vietnamese: Ngân hàng MUFG Bank, Ltd. - chi nhánh Thành phố Hồ Chí Minh;

Full-name in English: MUFG Bank, Ltd., Ho Chi Minh City Branch;

Transaction name (or Abbreviation in English): MUFG Bank HCM.

Head office address of MUFG Bank, Ltd., Ho Chi Minh City Branch: Floor 8, Landmark Tower, 5B Ton Duc Thang Street, Ben Nghe Ward, District 1, Ho Chi Minh City;

The charter capital: $130 million;

The operational duration is 99 years starting from February 17th, 1996.

MUFG Bank, Ltd., Ho Chi Minh City Branch is permitted to perform the operations of a commercial bank in accordance with the laws, and the SBV’s regulations, including the following activities:

(i) Receiving time and demand deposits, savings and other deposits;

(ii) Extending credit in such forms as lending, discounting and rediscounting of negotiable instruments and other valuable papers; bank guarantees; issuing credit cards, domestic factoring;

(iii) Opening payment accounts;

(iv) Providing payment services in the domestic market: providing payment methods; performing services of payment by cheque, payment orders, encashment orders, letters of credit, bank cards, cash in and cash out;

(v) Opening accounts: Opening accounts at the SBV, other credit institutions and foreign banks’ branches;

(vi) Internal payment, participating in the national inter-bank payment system;

(vii) Providing services of cash management, banking and finance consultancy, asset preservation and safe keeping;

(viii) Providing consultancy services in the fields of corporate finance, M&A, and investment;

(ix) Participating in the biddings for the State Treasury bills, and the trading of negotiable instruments, the Government bonds, the SBV bills and other valuable papers in the money market;

(x) Trading of corporate and the Government bonds;

(xi) Providing the service of money brokerage;

(xii) Issuing certificates of deposits, promissory notes, bills and bonds to mobilize capital in accordance with the Law on Credit Institutions, the Securities Law, the Government regulations and the SBV’s guidance;

(xiii) Borrowing from the SBV in the form of refinancing under the Law on the State Bank of Vietnam and the SBV’s guidance;

(xiv) Borrowing, lending, depositing and receiving deposits of other credit institutions, foreign banks’ branches, domestic and international financial institutions in line with the applicable laws and the SBV’s guidance

(xv) Being a trustee and/or a trustor, acting as an agent in relation to banking operations, insurance and asset management in line with the applicable laws and the SBV’s guidance;

(xvi) Trading and providing foreign exchange services in the domestic market and in the international market within the scope prescribed by the SBV;

(xvii) Trading and providing interest rate derivatives in the domestic market and in the international market.

During the operational duration, MUFG Bank, Ltd., Ho Chi Minh City Branch must comply with the applicable laws of Vietnam.

This License takes effect from the date of signing and is an integral part of License No.24/NH-GP dated February 17th, 1996 and shall be accompanied by the relevant approval documents for the amendments and supplementations of the License granted to MUFG Bank, Ltd.

VA